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PERSONAL INSURANCE SERVICE

Our Personal Insurance Services provide high-net-worth clients with bespoke Universal Life Insurance solutions that protect wealth, secure legacies, and integrate seamlessly into global estate plans. Combining lifelong coverage with tax-efficient asset growth, we ensure your family’s financial security, business continuity, and inheritance planning are safeguarded for generations to come.

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For high-net-worth individuals and families, sophisticated personal insurance is not just protection — it’s a cornerstone of a lasting legacy. We specialize in arranging Universal Life Insurance solutions that do more than cover risk — they integrate with your global wealth plan, offering financial security, asset growth, and peace of mind for generations to come.

 

Universal Life Insurance is one of the most flexible and powerful tools in a comprehensive estate plan. It combines lifelong coverage with a tax-efficient savings component that grows over time, providing liquidity when your family needs it most — whether to cover estate taxes, protect business continuity, or provide a smooth inheritance process across borders. Carefully structured, a universal life policy can safeguard your loved ones from unexpected liabilities, preserve family wealth, and unlock funds exactly when they are needed, all while growing in value.

 

Our specialist advisors work closely with leading international insurers to design bespoke solutions tailored to your family’s unique financial goals and jurisdictional requirements. From high-value individual policies to multi-generational trust-owned structures, we ensure your coverage aligns perfectly with your broader wealth strategy. With complete discretion, transparent advice, and an unwavering commitment to your legacy, we give you the freedom to live fully today — knowing your family’s future is secured.

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Regulatory Disclaimer:

Constantia Fiduciary Limited is a company incorporated in the Commonwealth of The Bahamas. Constantia Fiduciary Limited is not licensed, regulated, or supervised by the Securities Commission of the Commonwealth of The Bahamas, the Central Bank of the Commonwealth of The Bahamas, or any other regulatory authority in the Commonwealth of The Bahamas or elsewhere. Constantia Fiduciary Limited does not provide any services directly to clients. Constantia Fiduciary Limited acts solely as an intermediary and works with appropriately licensed service providers in their respective jurisdictions. Any services provided to clients are delivered by those licensed providers, who are subject to the regulatory requirements applicable in their jurisdictions. Nothing on this website constitutes an offer or solicitation to provide services in any jurisdiction where such offer or solicitation would be unlawful.

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